A banking clerk is a professional responsible for performing various administrative tasks within a bank or financial institution. Banking clerks may interact with customers answering questions about accounts, services and transactions. They may also assist customers with opening accounts, updating account information and resolving issues. Moreover, the clerks are responsible for processing transactions, such as deposits, withdrawals and transfers. 

They report to managers that all transactions are accurate and comply with banking regulations. The clerks are mostly assigned tasks such as performing regular audits and reconciling accounts. Furthermore, they are responsible for handling paperwork, including loan applications, account openings and other documents related to banking transactions.

For Bachelor’s

• For a career in the clerical department of a bank or any other financing institution, one needs to have strong mathematical skills and proper knowledge of finance terms and methodologies.
• The applicant is required to pass their secondary board examination by scoring a minimum of 55% marks. 
• The seeker can apply for any bachelor's degree, most preferred ones are B.Com, BBA, BCA, B.Tech., B.Sc. Computer Science/IT. 
• The scholar needs to be proficient in computers as well as must have a deep knowledge of accounting and finance-related techniques

For Master’s

• Students interested in developing a career as a Clerk in Banking and Finance departments can pursue higher studies and attend training sessions or internships.
• The scholars can apply for a Master’s degree, such as M.Sc. Computer Science/IT, M.Tech., MBA to improve communication, computer proficiency and managerial skills.

The role of a banking clerk can vary depending on the specific organisation and its needs. However, some common job roles and responsibilities for banking clerks include the following:

• Interest Clerk
• Statement Clerk
• Loan Clerk
• Security Clerk
• Bookkeeping Clerk
• Exchange Clerk
• Assistant Manager
• Branch Manager 

Employment Sector Jobs

Banking clerks are typically employed in the banking industry, working for banks and financial institutions of various sizes. Some of the common employment sectors for banking clerks include:

• Commercial banks
• Credit unions
• Investment banks
• Insurance companies
• Government agencies

Banking clerks are typically recruited by banks and financial institutions of various sizes. Some of the top recruiters of banking clerks in India include:

• State Bank of India (SBI)
• Reserve Bank of India (RBI)
• Punjab National Bank (PNB)
• ICICI Bank
• HDFC Bank
• Axis Bank
• Bank of Baroda
• Canara Bank
• Union Bank of India
• Bank of India
• JPMorgan Chase
• Citigroup
• Bank of America
• Wells Fargo
• HSBC
• Barclays
• Deutsche Bank

The salary of a banking clerk can vary depending on a variety of factors, including the specific organisation, location and level of experience. 

• Customer service
• Attention to detail
• Communication
• Computer literacy
• Mathematic skills
• Time management
• Teamwork

The scope of a banking clerk's job can vary depending on the specific organisation and role, but in general, banking clerks play a crucial role in the operations of banks and financial institutions. Some of the key aspects of a banking clerk's job scope include:

• Customer service
• Transaction processing
• Record keeping
• Compliance
• Administrative support

As with any job, there are benefits to working as a banking clerk. Some of the key benefits of working as a banking clerk include:

• Job security
• Competitive salary
• Career advancement
• Professional development
• Exposure to finance and business
• Opportunities to work with customers

There are several potential drawbacks to being a clerk. Here are a few:

• Low pay
• Repetitive work
• Limited opportunities for advancement
• High stress
• Limited job security