Probationary Officer

From Aspirant to Achiever: Build a Career as a Probationary Officer


A Probationary Officer (PO) is an entry-level management position in a bank, typically in the public sector. POs are selected through a competitive examination and interview process and are trained in various aspects of banking, such as customer service, loan processing, account management and banking regulations. After completion of the probation period, the PO is promoted to the role of Assistant Manager.

A Probationary Officer's key responsibilities include assisting customers with various banking transactions, including opening accounts, processing loans and managing account operations. Overall, the role of a Probationary Officer is a challenging and rewarding career path in the banking sector. POs have the opportunity to develop their skills and knowledge in various aspects of banking and can build successful careers with the potential for growth and advancement.


For Bachelor’s

  • The candidate is suggested to apply for a graduate-level degree in computer science or management such as BA, B.Com, BBA and B.Sc Computer Science/IT.
  • The scholars must pass their secondary board examination by scoring a minimum of 55% marks to apply for graduation in a reputed university or college.

For Master’s

  • The seekers are eligible to enrol in a higher degree such as MA, M.Com, MBA or M.Sc. Computer Science/IT and other related fields. 

For Banking Exams

  • The students are suggested to prepare for the banking examinations for PO job roles and the interviews conducted
  • by the top banking and financial institutions such as SBI, PNB, IBPS and other private/public banks.

Job Roles

The job roles of a Probationary Officer (PO) in a bank typically involve a range of tasks and responsibilities related to various aspects of banking. Some of the critical job roles of a Probationary Officer may include:

  • Customer Service
  • Loan Processing
  • Account Management
  • Branch Operations
  • Business Development

Employment Sector Jobs

Probationary Officers (POs) are typically employed in the banking and finance sector. POs work for public sector banks, private sector banks and cooperative banks. Some of the major employment sectors for POs in India include:

  • Public Sector Banks
  • Private Sector Banks
  • Cooperative Banks
  • Financial Services Companies

Top Recruiters

The top recruiters of Probationary Officers (POs) in India are public-sector and private-sector banks. These banks offer attractive salaries, benefits and opportunities for growth and career advancement. Some of the top recruiters of POs in India include:

  • State Bank of India (SBI)
  • Reserve Bank of India (RBI)
  • Punjab National Bank (PNB)
  • Bank of Baroda (BOB)
  • Canara Bank
  • Union Bank of India
  • ICICI Bank
  • HDFC Bank
  • Axis Bank
  • Kotak Mahindra Bank


The salary of a Probationary Officer (PO) in India varies depending on the organisation and location. The salary structure for POs in public and private sector banks may differ slightly, but the overall pay and benefits are competitive.


Entry-level Probationary Officers

Approx 2 lakhs - 3 lakhs per annum

Senior Probationary Officers

Approx 5 lakhs - 6 lakhs per annum

Top-level Probationary Officers

Approx 8 lakhs - 9 lakhs per annum


  • Communication Skills
  • Analytical Skills
  • Interpersonal Skills
  • Time Management Skills
  • Leadership Skills


The scope of a Probationary Officer (PO) in India is quite promising, with numerous opportunities for growth and career advancement. 

  • POs typically begin their career with entry-level positions and gradually progress to higher-level roles through promotions and performance-based increments. 
  • As POs gain experience and acquire new skills, they can advance to higher positions such as Assistant Manager, Branch Manager, Regional Manager or General Manager. 
  • In addition to promotions, POs can also benefit from regular training and development programs offered by banks to enhance their knowledge and skills. 
  • In terms of job opportunities, there is a high demand for POs in the banking and finance sector, with numerous public sector banks, private sector banks, cooperative banks and other financial institutions in India offering PO positions.


Probationary Officers (POs) in banks enjoy a range of benefits including:

  • Competitive Salary
  • Job Security
  • Opportunities for Growth
  • Professional Development
  • Employee Benefits
  • Work-Life Balance
  • Social Status
  • Continuing education


While working as a Probationary Officer (PO) in a bank there are some potential drawbacks to consider. These may include:

  • Workload and Pressure
  • Long Working Hours
  • Transfers and Relocation
  • Risk of Fraud and Scams
  • Competitive Environment
  • Regulatory Compliance